Debra Peal Is Your Life and Health Insurance Agent

Serving Desoto County and Surrounding Areas

Debra offers personalized insurance plans with Globe Life and Liberty National Life Insurance, ensuring your family’s protection and peace of mind tailored to your needs.

  • About Debra
  • About Liberty National

Our mission is to empower the families and businesses of DeSoto County and the surrounding areas, including Horn Lake, Southaven, and Olive Branch, to “Make Tomorrow Better” by providing personalized, caring service and delivering essential supplemental health, life, and accident insurance solutions. We are dedicated to educating our community on how to protect their financial future, ensuring they are prepared for the unexpected with confidence and peace of mind. As part of The Bradley Gray Agency, we are committed to upholding the highest standards of integrity and service, building lasting relationships, and becoming a trusted partner in the lives of those we serve.

Our actions today have a lasting impact on tomorrow.

We’ve been helping protect hardworking Americans with life and supplemental health insurance coverage since 1900. Our products help protect Americans’ financial futures during the worst time of their lives. When we’re not protecting our communities, we’re giving back to it through hands-on volunteer and monetary contributions. Our passion for our life and supplemental health insurance products is contagious, and our work is meaningful. We continue to grow because of one thing: our people.

We empower our customers to Make Tomorrow Better by offering products that help secure their financial future and protect them when tragedy strikes. We give our employees and sales agents the chance to Make Tomorrow Better by giving back, supporting initiatives with a service-first mindset, and promoting from within.

We Specialize in:

  • Individual Insurance
  • Worksite Insurance
  • Life Insurance
  • Supplemental Insurance

Debra partners with Globe Life and Liberty National Life Insurance to deliver tailored coverage options that also safeguard your family’s future and financial well-being.

  • Whole Life
  • Term Life
  • Cancer
  • Critical Illness
  • Hospital Accident
  • Accident
  • $3,000 Accidental Death
  • Child Safe Kit®
  • MedFacts Kit®
  • Memorial Guide
  • Get Started

Whole life Insurance

Whole Life insurance can help protect your family’s financial future as well as provide a legacy. Whether you leave your benefit to a charity, your children, or your grandchildren, a whole life insurance policy can leave the mark that will keep your name alive for years to come.

Term Life Insurance

With a variety of coverage amounts and term options, a term life insurance policy is a budget-friendly choice to help keep income flowing to your loved ones. If you outlive the policy, or the policy ends before you receive the benefit, you can simply renew the policy or apply for a new policy if you want to continue your coverage.

Cancer insurance

Cancer insurance can help with expenses your primary health insurance may not cover such as treatment, transportation and lodging to treatment facilities, child care expenses, or income replacement during a cancer diagnosis.

Critical Illness Insurance

Strokes, heart attacks, and other critical illnesses or dread diseases have shown great progress in treatment and recovery, but those opportunities come at a cost. Loss of income, special medical needs, and major lifestyle changes are just a few expenses that are associated with a critical illness diagnosis. Heart attack insurance, stroke insurance, and other dread disease insurance plans help pay the direct and indirect costs of critical illnesses your major medical insurance may not cover.

Hospital Accident Insurance

Whether planned or unplanned, a hospital stay can be stressful for both the patient and family. The deductibles, coinsurance, and copayments can be confusing and often leave you paying out-of-pocket for more than you planned. Hospital Accident Insurance is designed to provide coverage for certain losses resulting from a covered accident only, subject to limitations included in the policy. It pays in addition to workers’ compensation or other insurance the insured may have. Coverage is not provided for basic hospital, medical/surgical, or major medical expenses. This policy does not pay benefits for a loss from sickness.

Accident Insurance

Accident insurance comes in a variety of supplemental forms and can help cover surprise expenses associated with an unexpected covered accident. Accident insurance can help provide you the financial safety your lifestyle needs.

$3,000 Accidental Death Policy (ADP)

If a family member were to die in an accident today, would you be financially able to handle the expenses, like emergency healthcare or funeral expenses? The ADP can cover the whole family. This is an offer for coverage with no premium due until the end of the first policy year.

Child Safe Kit®

The Child Safe Kit® is a convenient way to record comprehensive information about your child so authorities can have additional information to assist with the search of your child. The Child Safe Kit® also comes with an inking strip so you can fingerprint your child as an additional resource to help find them. A Globe Life Liberty National Division Representative will deliver the kit(s) and explain other insurance benefits you may qualify for.

MedFacts Kit®

The MedFacts Kit® is a helpful medical guide that could potentially save your life, or the life of a loved one when you are unable to communicate important medical information. The MedFacts Kit® also provides you with the ability to detail the dosage and frequency of prescription medicines you are currently taking. This will help doctors better understand your daily medical regimen, which could directly affect your treatment plan.

Memorial Guide

In the Memorial Guide, you’ll be able to list important information so your wishes will be clear to those left behind. When completed, this valuable guide will help provide comfort for your family. They will know your funeral is conducted the way you would have liked. When your final wishes are known, it minimizes family disagreements and alleviates stress.

Phone: 901-573-1593

Name

Worksite Advantage

By offering our Worksite Advantage benefits to employees, business owners can reduce overall payroll taxes and provide more coverage to the employees and their loved ones. Our licensed insurance agents can give you a free consultation to review your employees’ insurance needs and find more ways for tax savings.

Explore how Debra tailors coverage to fit your life.

Tailored Life Insurance

Customized policies designed to protect your family’s future.

Trusted Provider Partnerships

Offering reliable plans through Globe Life and Liberty National.

Dedicated Client Support

Committed to guiding you every step of the insurance process.

Flexible Coverage Options

Various plans to suit your unique needs and budget.

Become an Agent

Learn about the unlimited opportunities to enrich your community, your world, and yourself. Help protect working families, give back to communities, lead others to success, grow interpersonally, and succeed exponentially.


Hear from satisfied clients who have experienced personalized service and trusted insurance guidance.

Debra provided exceptional support and found the perfect coverage for my family’s needs.

Michael S.

Small Business Owner

Complete peace of mind thanks to their attentive service and quick responses.

Samantha T.

Financial Advisor

Personalized Insurance for Every Stage of Life

Find clear answers to your most common insurance questions right here, designed to guide you smoothly through your options.

What types of insurance plans does Debra Peal offer?

Debra offers a variety of life insurance plans through Globe Life and Liberty National tailored to your individual needs.

How can I get a quote for a life insurance policy?

Simply contact directly or make an appointment today with Debra directly to receive a personalized quote based on your coverage requirements.

Can I customize my insurance coverage?

Yes, Debra works closely with clients to create policies that match unique circumstances and goals.

What should I prepare before applying for insurance?

Gather details about your health, lifestyle, and financial goals to streamline the application process.

Customized Life Plans

Solutions designed to fit your unique lifestyle and financial goals.

Trusted Partnerships

Representing Globe Life and Liberty National for trusted insurance options.

Dedicated Support

Committed to guiding clients through every step with personalized care.

Flexible Payment Options

Providing convenient plans that adapt to your budget and needs.

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